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How to Buy Airtime from your Bank Account in Nigeria.

How to Buy Airtime from your Bank Account in Nigeria.
Have you ever be stranded because no airtime or credit. You are in middle of nowhere near to buy airtime. May be you want to impress your friend by surprising him or her with airtime. 


How to Buy Airtime from your Bank Account in Nigeria.



The world is in digital age. You can load airtime without any physical paper. You can buy airtime without any seller or vendor.
So how can you buy recharge cards where sellers are not available. This is simple with your bank account and your phone number.

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To recharge your phone from your Bank Account in Nigeria.


  1. Make sure the phone number you want to use is associated with your account number. 
  2.  Make sure you have money in your bank account, there is no option to borrow credit with bank. 
  3. Your account details both bvn, atm card, number must be activated. 
  4. Ensure your phone is in good shape and can access your bank account. 
  5. Dial the code of your bank, followed by amount you want to buy and # send. Example for a person banking with their Access Bank and want to buy 500 airtime. Then Dial *901*500# and send as if you wan check your airtime balance. Want for a reply.

Below are Nigeria Banks and Recharge Cards Codes.

  •  Access Bank: Dial *901*Amount# and Send, then wait for a reply. 
  • Diamond Bank: Dial *302*Amount# and Send, then wait for a reply. For a friend Dial *710*friend number*Amount# and Send, then wait for a reply. 

  • Eco bank: Dial *326*Amount# and Send, then wait for a reply. 
  • FCMB: Dial *389×214*Amount# and Send, then wait for a reply
  • Fidelity: Dial *770*Amount# and Send, then wait for a reply. For a friend Dial *770*friend number*Amount# and Send, then wait for a reply.

  • First bank: Dial *894*Amount# and Send, then wait for a reply. For a friend Dial *894*friend number*Amount# and Send, then wait for a reply.


  • GTB: Dial *737*Amount# and Send, then wait for a reply. For a friend Dial *737*friend number*Amount# and Send, then wait for a reply.

  • Heritage Bank: Dial *322*030*Amount# and Send, then wait for a reply.

  • IBTC: Dial *909*Amount# and Send, then wait for a reply.

  • Keystone Bank: Dial *322*082*Amount# and Send, then wait for a reply.
  • UBA Bank: Dial *389*033*Amount# and Send, then wait for a reply.
  • Union Bank: Dial *389×032×000*Amount# and Send, then wait for a reply.
  • Unity Bank: Dial *322×215*Amount# and Send, then wait for a reply.
  • Sky Bank: Dial *833 or 389*076*1*Amount# and Send, then wait for a reply.
  • Sterling Bank: Dial *822*Amount# and Send, then wait for a reply.
  • Wema Bank: Dial *322*035*Amount# and Send, then wait for a reply. For a friend Dial *322*035*friend number*Amount# and Send, then wait for a reply.

  • Zenith Bank: Dial *966*Amount# and Send, then wait for a reply or Dial *904*Amount# and Send, then wait for a reply

 Some banks can enable you send airtime to your friend or loved ones. Check if it exit with your bank. You also receive bonus with this transaction T&C apply.
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